Valuable Possessions Insurance

Accidents happen. Make sure you’re covered.

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Valuable possessions insurance throughout New Brunswick.

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Most homeowners insurance or renters insurance policies have a limit on how much they will pay for any single item. While this is fine for most possessions, it can mean you won’t get the full amount for expensive items such as jewelry or artwork. That’s where valuable possessions insurance comes in. This rider can be added to your homeowners or renters insurance policy.

A valuable possessions insurance rider has other benefits, in addition to making sure you are adequately covered. For example, you can get coverage based on the actual replacement value of the item that you are insuring rather than a generic market price. It’s well worth getting regular valuations and keeping your policy up-to-date to reflect these figures.

Valuable possessions riders may also have the option of covering accidental damage to expensive items like jewelry or artwork–something that isn’t always on option with homeowners insurance.

Not sure if valuable possessions insurance is for you? Contact us and we’ll help you decide if this coverage is a good fit.

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